READ has developed a unique risk management approach to the US student loan crisis

READ will help millions of borrowers to get out of the student debt trap. READ is the only provider in the market that offers a relevant and holistic risk assessment geared towards young student debt holders.

READ at the core is a risk manager. We put emphasis on the future earnings potential, the lower risk of unemployment & disability, the high degree of flexibility and behavioral factors of our young audience. As such READ does not rely on interest rates or credit scores. Once integrated into a financial product, READ offers a unique solution compromising of:

  1. an individually customized & adjustable payment plan tailored to each individual’s circumstances;
  2. an integrated savings plan, creating emergency funds and long-term savings;
  3. an embedded insurance pool, offering protection against unemployment and disability; and
  4. a financial wellness & planning tool to coach and incentivize borrowers.

We have invested well over 4000 hours in researching the market opportunity and identified a target audience of 5.6 million borrowers that would immediately qualify and benefit from our solution.

Published by Mike

Entrepreneur, Investor, Experienced Marketeer, Brand/Retail Expert, Social Media Visionary, Strategist for Future Tech Trends, Keynote Speaker

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